With Christmas only a few days away, I thought this would be a great time to share some of our family budgeting tips on how to keep the finances under control in the festive season! We are naturally a generous family, and we would love to give, give, give! However, without the generous bank account to go with the generous nature, we must be sensible! A few years ago, we would always go over budget around Christmas, which was silly…
Winter is on the way and energy bills are increasing. If you are concerned about your energy bill this winter, then check out my top tips below to conserve both energy and heat. Wear warm sweaters and socks It sounds silly but for goodness sake don’t wear shorts and t-shirts and set the thermostat high! Find the lowest temperature that that you are comfortable with wearing warm jumpers and socks, then set your thermostat to that temperature. Set your thermostat…
This children’s book aims to teach children about money in a fun way! The author, Will Rainy, founder of Blue Tree Savings, has a clear passion to teach children about money and he does it very well in this book. The idea behind this book is simple, by thinking of money like seeds, the stories teach children about money. It’s not just the basics either, the book goes into debt, gambling, tax, strategy and more! After every chapter there is…
Back in September I was super excited to receive an email from Pete Matthew, founder of Meaningful Academy, gifting me a Foundations Level membership of Meaningful Academy. As many of you may know, my husband Bob, is most reluctant when it comes to talking about money. He grew up in a home where money wasn’t talked about, plus he suffers from depression, so feels that he’s not worthy of money. It also doesn’t help that he’s a spender (Apple /…
Ramsey Solutions has released its first documentary and it’s POWERFUL. I watched it by myself yesterday and I though it was so good that I got the family together to that they could watch it too! We all know that student loans are out there and they are considered ‘normal’. I know that in both the UK and the US, you can take out student loans, however, I didn’t realize that the student loans in the US can be crippling…
As many of you know, Bob and I are both British, but we live in Kenya, Africa. I am a Primary School teacher and Bob is a Pastor. For many years now, Bob and I have been on different pages re our finances, and it was a huge burden for me to live with someone who is so generous with his cash when I know that he is in debt himself! Back in July, Bob listened to The Total Money…
Getting out of debt can take a long time! We’ve only been on this journey a few months and I am bored! I want things to move faster! I have dreams and I want to get in BS4, 5 and 6 like yesterday! When I am having a bad day and get frustrated that things aren’t moving as fast as I’d like (you know, I am sad that we haven’t won the lottery and we’re in BS4, 5 and 6…
Saturday 4th September 2021 In this week’s blog we’re talking about how to get on the same page with your spouse about money. Handling finances together is a good idea. I’m not saying it’s easy but if you want to win with money, then you must be on the same page. Being in a relationship is all about supporting each other, helping each other and that is why combing your finances is a good thing! For years Bob and I weren’t…
Sunday 29th August 2021 When it comes to personal finance, many of us our self-educated. That’s because in the UK, until recently, finance hasn’t been on the National Curriculum. Furthermore, many British families feel that talking about money, isn’t ‘the done thing’ and children grow up in homes where money isn’t talked about. Therefore, many people have limited knowledge of personal finance. I knew from early in my career that I didn’t want to be clueless when it comes to…
Saturday 21st August 2021 I like to think I am good with money so I really want to pass on my knowledge to our daughter. It is my aim to ensure that she is financially literate! Recently I have heard Will Rainey, Founder of Blue Tree Savings speak on The Meaningful Money Podcast with Pete Matthew (excellent as always!), I have also read the recent publication of ‘Your Money Matters’, a financial education textbook from Young Money, it’s an excellent…