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Month: January 2022

I love sinking funds! 

I love sinking funds! 

I am a saver by heart, and I love to have little savings accounts for expenses that I know that are coming. It’s one of the best ways to save money for those upcoming, planned expenses to prevent you from going into debt – or even jumping into your emergency fund. Remember, an emergency fund is for the unknown and a sinking fund is money set aside for things that you know that are coming.  For example, the last time…

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The conversation that you need to have BEFORE you get married

The conversation that you need to have BEFORE you get married

My husband and I have been married for 18 years and it’s only been recently that we’ve made some progress to being on the same page with our finances. I mourn for the 18 years of lost time, the 18 years where we could have been building wealth, living like no one else so that we can live like no one else, as Dave Ramsey would say.  My husband is awesome, he is generous and is always giving money away…

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