Money is the number one issue married couples fight about and behind infidelity, it’s the second leading cause of divorce. Don’t be another statistic. Read on to find out how you can have positive money conversations with your partner.

As unromantic as it sounds, you need to ask the right questions before you get married. Click HERE to read my advice on a previous blog.

Once you are committed to each other, then it’s time to be totally open and honest regarding money.

Here are five ways to get on the same financial page as your partner.

Saver or spender?

Are you a saver or a spender? It’s more than likely that you are the saver and your partner is the spender. Remember that it’s ok to be different, you just need to make a plan on how you’re going to work together to reach your money goals.

No secrets!

Be totally honest with each other and know the incoming and outgoings of all things financial. If you have debt then you need to share that with your partner. It can be stressful and you can feel alone. If you keep your debt a secret, it may make the stress more stressful.

Respect each other’s differences

You come from two different families who probably have two different ideas on how to deal with money. Show grace and be kind. If your partner is overwhelmed when it comes to talking about money, then click HERE and find out how to offer support.

Have a budget – or a savings plan!

Many people don’t like the word ‘budget’. It has negative connotations. That’s why we call it the ‘spending plan’ or ‘savings plan’. It’s less scary and you don’t have the feeling that you don’t have any money. So, whatever you decide to call your budget, sit down with your favorite beverage once a month and go through your finances together. Have a plan for every $. It may help to complete as much as you can before your partner sits down with you. That way it won’t take much time and they won’t feel so stressed. Many people use an app like YNAB to help them. Also, make sure that you include some fun money! Just because you’re on a budget, doesn’t mean you can’t have a little fun.

Have a goal

Work towards a common goal, for example clearing debt, building an emergency fund or save for the holiday of a lifetime!

About the author

June is a primary school teacher who loves talking about personal finance! She was married to Bob for 18 years before they got on the same financial page. Now, two years later, they are working together to clear their debt and start saving for an emergency fund. You can email June at: June@moneyandmarriage.net

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