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Category: Money

Meaningful Academy – Financial Foundations

Meaningful Academy – Financial Foundations

Back in September I was super excited to receive an email from Pete Matthew, founder of Meaningful Academy, gifting me a Foundations Level membership of Meaningful Academy. As many of you may know, my husband Bob, is most reluctant when it comes to talking about money. He grew up in a home where money wasn’t talked about, plus he suffers from depression, so feels that he’s not worthy of money. It also doesn’t help that he’s a spender (Apple /…

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Helping people win with money in Kenya

Helping people win with money in Kenya

As many of you know, Bob and I are both British, but we live in Kenya, Africa. I am a Primary School teacher and Bob is a Pastor. For many years now, Bob and I have been on different pages re our finances, and it was a huge burden for me to live with someone who is so generous with his cash when I know that he is in debt himself! Back in July, Bob listened to The Total Money…

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How can you stay motivated in Baby Step 2?

How can you stay motivated in Baby Step 2?

Getting out of debt can take a long time! We’ve only been on this journey a few months and I am bored! I want things to move faster! I have dreams and I want to get in BS4, 5 and 6 like yesterday! When I am having a bad day and get frustrated that things aren’t moving as fast as I’d like (you know, I am sad that we haven’t won the lottery and we’re in BS4, 5 and 6…

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Couples and Money – top tips on how to get on the same page with your finances

Couples and Money – top tips on how to get on the same page with your finances

Saturday 4th September 2021 In this week’s blog we’re talking about how to get on the same page with your spouse about money. Handling finances together is a good idea. I’m not saying it’s easy but if you want to win with money, then you must be on the same page.  Being in a relationship is all about supporting each other, helping each other and that is why combing your finances is a good thing! For years Bob and I weren’t…

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My favourite books and podcasts on personal finance

My favourite books and podcasts on personal finance

Sunday 29th August 2021 When it comes to personal finance, many of us our self-educated. That’s because in the UK, until recently, finance hasn’t been on the National Curriculum. Furthermore, many British families feel that talking about money, isn’t ‘the done thing’ and children grow up in homes where money isn’t talked about.  Therefore, many people have limited knowledge of personal finance. I knew from early in my career that I didn’t want to be clueless when it comes to…

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How do I Teach My Child Good Money Habits?

How do I Teach My Child Good Money Habits?

Saturday 21st August 2021 I like to think I am good with money so I really want to pass on my knowledge to our daughter. It is my aim to ensure that she is financially literate!  Recently I have heard Will Rainey, Founder of Blue Tree Savings speak on The Meaningful Money Podcast with Pete Matthew (excellent as always!), I have also read the recent publication of ‘Your Money Matters’, a financial education textbook from Young Money, it’s an excellent…

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Create your own budget!

Create your own budget!

Sunday 15thAugust 2021 We all know that we need a budget. One of my favourite all time quotes is this:  ‘A budget is telling your money where to go instead of wondering where it went.’ John Maxwell There are many, many resources online to help you to create a budget. Some of my favourites include Every Dollar, You Need A Budget (YNAB) for my US friends and in the UK, we like the free Excel spreadsheet from Money Saving Expert…

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The car needs fixing AGAIN!

The car needs fixing AGAIN!

Tuesday 10thAugust 2021 Why is it when you think you’re beginning to win with money, that something else needs fixing with the car. We bought a secondhand car from a garage just a couple of months ago. The garage came highly recommended from several friends. To be honest, we’re not impressed. It’s now been in the garage four times, costing us $100s. Thankfully we have savings but goodness, this car has wiped out most of our savings account. Today, we…

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Reviewing the budget

Reviewing the budget

Friday 6dAugust 2021 I listened to a great episode from hisnandhermoney.com today – the guest speaker was Jesse Mecham, the creator of You Need A Budget. The episode is entitled: Master These Four Rules of Budgeting To Start Winning With Money.  Jesse was super and said that the reluctant spouse was probably overwhelmed, and I think that makes total sense. I will remember that! Thanks Jesse!  In the meantime, we need to review the budget as this week it’s not…

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The budget has gone a little bit wrong!

The budget has gone a little bit wrong!

Tuesday 3rdAugust 2021 Yesterday was our 18thwedding anniversary. Sadly, because we’re new to this budget business, we didn’t budget for our celebrations, and I am feeling very bad about the money that we spent. As we’re at the coast, Bob really wanted to go out on a boat $150 and then I said it would be fun to go out for a meal too. Foolishly, I chose an expensive hotel to go to – what was I thinking? We just…

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