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Tag: Baby Steps

Patience pays off!

Patience pays off!

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Sunday 1stAugust 2021 Hello y’all and happy Sunday to you! I am excited to say that Bob has just sent me a text that reads, “So, listening to Ramsey. He says we should have emergency fund of $1,000 and then clear off debt. I have $9,000 in emergency fund and $12,000 in credit card debt. Shall I use $8,000 to pay off some of credit card?’ My reply, “Yes!”. I wanted to share that because tomorrow we will be celebrating…

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Credit Card 1 = clear!

Credit Card 1 = clear!

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Monday 26th July 2021 Today is pay day – always a good day! As we both work for the same school, we get paid the same day, which is great. Completely unplanned and unscheduled, we both sat down at the dining room table and got the laptops out. Moments later, we had reviewed the budget that we completed last week and cleared Credit Card 1. I was happy, I think Bob was too but he didn’t really show it. Sometimes,…

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