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Tag: Ramsey

The conversation that you need to have BEFORE you get married

The conversation that you need to have BEFORE you get married

My husband and I have been married for 18 years and it’s only been recently that we’ve made some progress to being on the same page with our finances. I mourn for the 18 years of lost time, the 18 years where we could have been building wealth, living like no one else so that we can live like no one else, as Dave Ramsey would say.  My husband is awesome, he is generous and is always giving money away…

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Tips for saving money at Christmas

Tips for saving money at Christmas

With Christmas only a few days away, I thought this would be a great time to share some of our family budgeting tips on how to keep the finances under control in the festive season! We are naturally a generous family, and we would love to give, give, give! However, without the generous bank account to go with the generous nature, we must be sensible! A few years ago, we would always go over budget around Christmas, which was silly…

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Borrowed Future – A review

Borrowed Future – A review

Ramsey Solutions has released its first documentary and it’s POWERFUL. I watched it by myself yesterday and I though it was so good that I got the family together to that they could watch it too! We all know that student loans are out there and they are considered ‘normal’. I know that in both the UK and the US, you can take out student loans, however, I didn’t realize that the student loans in the US can be crippling…

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How do I Teach My Child Good Money Habits?

How do I Teach My Child Good Money Habits?

Saturday 21st August 2021 I like to think I am good with money so I really want to pass on my knowledge to our daughter. It is my aim to ensure that she is financially literate!  Recently I have heard Will Rainey, Founder of Blue Tree Savings speak on The Meaningful Money Podcast with Pete Matthew (excellent as always!), I have also read the recent publication of ‘Your Money Matters’, a financial education textbook from Young Money, it’s an excellent…

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Patience pays off!

Patience pays off!

Sunday 1stAugust 2021 Hello y’all and happy Sunday to you! I am excited to say that Bob has just sent me a text that reads, “So, listening to Ramsey. He says we should have emergency fund of $1,000 and then clear off debt. I have $9,000 in emergency fund and $12,000 in credit card debt. Shall I use $8,000 to pay off some of credit card?’ My reply, “Yes!”. I wanted to share that because tomorrow we will be celebrating…

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My husband is listening to The Total Money Makeover!

My husband is listening to The Total Money Makeover!

Thursday 29thJuly 2021 Bob was cooking supper today and when I walked into the kitchen, he was listening to The Total Money Makeover. This is just too exciting! I have been asked Bob to read / listen to the book for the last seven months. I asked him how it was going, and he replied, ‘It makes sense.’ Praying that Bob will complete the book, praying for the positive changes to come, praying and believing that we will be on…

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