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Tag: Ramsey

Borrowed Future – A review

Borrowed Future – A review

Ramsey Solutions has released its first documentary and it’s POWERFUL. I watched it by myself yesterday and I though it was so good that I got the family together to that they could watch it too! We all know that student loans are out there and they are considered ‘normal’. I know that in both the UK and the US, you can take out student loans, however, I didn’t realize that the student loans in the US can be crippling…

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Helping people win with money in Kenya

Helping people win with money in Kenya

As many of you know, Bob and I are both British, but we live in Kenya, Africa. I am a Primary School teacher and Bob is a Pastor. For many years now, Bob and I have been on different pages re our finances, and it was a huge burden for me to live with someone who is so generous with his cash when I know that he is in debt himself! Back in July, Bob listened to The Total Money…

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How can you stay motivated in Baby Step 2?

How can you stay motivated in Baby Step 2?

Getting out of debt can take a long time! We’ve only been on this journey a few months and I am bored! I want things to move faster! I have dreams and I want to get in BS4, 5 and 6 like yesterday! When I am having a bad day and get frustrated that things aren’t moving as fast as I’d like (you know, I am sad that we haven’t won the lottery and we’re in BS4, 5 and 6…

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Couples and Money – top tips on how to get on the same page with your finances

Couples and Money – top tips on how to get on the same page with your finances

Saturday 4th September 2021 In this week’s blog we’re talking about how to get on the same page with your spouse about money. Handling finances together is a good idea. I’m not saying it’s easy but if you want to win with money, then you must be on the same page.  Being in a relationship is all about supporting each other, helping each other and that is why combing your finances is a good thing! For years Bob and I weren’t…

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How do I Teach My Child Good Money Habits?

How do I Teach My Child Good Money Habits?

Saturday 21st August 2021 I like to think I am good with money so I really want to pass on my knowledge to our daughter. It is my aim to ensure that she is financially literate!  Recently I have heard Will Rainey, Founder of Blue Tree Savings speak on The Meaningful Money Podcast with Pete Matthew (excellent as always!), I have also read the recent publication of ‘Your Money Matters’, a financial education textbook from Young Money, it’s an excellent…

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Patience pays off!

Patience pays off!

Sunday 1stAugust 2021 Hello y’all and happy Sunday to you! I am excited to say that Bob has just sent me a text that reads, “So, listening to Ramsey. He says we should have emergency fund of $1,000 and then clear off debt. I have $9,000 in emergency fund and $12,000 in credit card debt. Shall I use $8,000 to pay off some of credit card?’ My reply, “Yes!”. I wanted to share that because tomorrow we will be celebrating…

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My husband is listening to The Total Money Makeover!

My husband is listening to The Total Money Makeover!

Thursday 29thJuly 2021 Bob was cooking supper today and when I walked into the kitchen, he was listening to The Total Money Makeover. This is just too exciting! I have been asked Bob to read / listen to the book for the last seven months. I asked him how it was going, and he replied, ‘It makes sense.’ Praying that Bob will complete the book, praying for the positive changes to come, praying and believing that we will be on…

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Budget Breakfast

Budget Breakfast

Thursday 22ndJuly 2021 This morning, I took the family out for a light breakfast (coffee and pastry). It was a great opportunity to discuss our budget as a family. I had suggested this on Wednesday, so it wasn’t a surprise to either of them.  It was great! Bob had a good look at the ‘Every Dollar App’ and inputted some of the data. Better still, when he when shopping later that day – he kept to the list and paid…

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Know Yourself Money Assessment

Know Yourself Money Assessment

Wednesday 21stJuly 2021 Hello, and welcome to Day 2 of Money and Marriage.  In this blog, I share with you how I am trying to persuade my husband to open his eyes to our finances and get on the same page!  Earlier this week, we watched Rachel Cruze and Dr John Malony in their ‘Marriage and Money’ LiveStream – although we didn’t watch it live because we live in East Africa, and it was 3:30am here! So we watched it…

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Money and Marriage

Money and Marriage

Sunday 18thJuly 2021 Today, I am super excited.  Last night my husband and I watched the replay ‘Marriage and Money’ with Rachel Cruze and Dr John Delony. Number 1 it’s huge that we actually sat down together to watch this and Number 2, we actually talked about joint bank accounts… this is massive! Bob and I have been married for nearly 18 years (our anniversary is less than a month away), we had a joint bank account at the beginning,…

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