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I love sinking funds! 

I love sinking funds! 

I am a saver by heart, and I love to have little savings accounts for expenses that I know that are coming. It’s one of the best ways to save money for those upcoming, planned expenses to prevent you from going into debt – or even jumping into your emergency fund. Remember, an emergency fund is for the unknown and a sinking fund is money set aside for things that you know that are coming.  For example, the last time…

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Sending you love this Christmas!

Sending you love this Christmas!

Dear Friends, As Omicron spreads rapidly around the world, I do hope that you will stay safe this Christmas. We have made the decision to stay in Kenya this Christmas, although we would dearly love to be with friends and family back in the UK, we thought that this was the right choice. I pray that you will be able to relax with a mince pie and some festive cheer! As I reflect on the past few months, despite the…

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Borrowed Future – A review

Borrowed Future – A review

Ramsey Solutions has released its first documentary and it’s POWERFUL. I watched it by myself yesterday and I though it was so good that I got the family together to that they could watch it too! We all know that student loans are out there and they are considered ‘normal’. I know that in both the UK and the US, you can take out student loans, however, I didn’t realize that the student loans in the US can be crippling…

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