What are spending triggers? Spending triggers impact everyone, and they often operate beneath the surface of our awareness. How can you control your spending triggers?  Even the most financially frugal individuals can find themselves succumbing to impulsive spending urges.  The purpose of this blog is to help you recognise and understand your spending triggers, enabling […]

Setting meaningful financial goals may be the smartest thing you do that will provide you with financial security and freedom in the future. You can spend a lot of time focusing on your financial situation but unless you have specific goals you may struggle to change your current situation. Goal setting is an important part […]

October Half Term is here, and although you may be on a tight budget, there’s no need to worry! I’ve got you covered with these affordable ideas to keep your children entertained without breaking the bank. Get ready for October Half Term filled with fun, adventure, and quality family time! Embark on a Literary Journey […]

The cost of living crisis, the rising of energy bills are all bad news for our wallets. So with Christmas fast approaching, we need to be careful with our money and try are best not to get into debt. This is exactly why we need to celebrate Christmas on a low budget! As per data […]

Are you keen to have a financially happy marriage? As a couple, it’s good to have dreams of a prosperous future together. These dreams may involve buying your dream home, achieving personal and financial goals, or enjoying a comfortable retirement. However, making these dreams a reality often requires effective communication, goal setting and financial management. […]

I get it. Not everyone likes to talk about money. Some people struggle to talk about money and this could be tricky if you are in a marriage and don’t talk about your finances. If you are in a similar situation, then read on to discover how to get your spouse on board with budgeting. My […]

An emergency fund is money you put aside to cover something unexpected: a redundancy,  a broken boiler, a car repair or a leak in the roof! By giving you money to fall back on, it can help prevent you needing to borrow money on credit cards or taking out a loan or asking friends or […]

I love sinking funds and since we have introduce them in a strategic way to our budget, they have been a complete game changer for us. Have you ever found yourself blindsided by unexpected expenses? Perhaps you’ve experienced the anxiety of trying to juggle holiday costs or looming bills without a clear plan. If so, […]

The school holidays are here, and although you may be on a tight budget, there’s no need to worry! We’ve got you covered with these 10 affordable ideas to keep your children entertained without breaking the bank. Get ready holidays with these cheap, budget friendly, school holiday ideas! Embark on a Literary Journey Head over […]

Dealing with debt can be overwhelming, especially when you’re struggling to keep up with multiple credit card payments, loans, and store cards. In such situations, a Debt Management Plan (DMP) can provide a viable solution. This blog aims to shed light on how DMPs work and the types of debts they can help you address.