As many of you know, Bob and I are both British, but we live in Kenya, Africa. I am a Primary School teacher and Bob is a Pastor. For many years now, Bob and I have been on different pages re our finances, and it was a huge burden for me to live with someone who is so generous with his cash when I know that he is in debt himself! Back in July, Bob listened to The Total Money…
Getting out of debt can take a long time! We’ve only been on this journey a few months and I am bored! I want things to move faster! I have dreams and I want to get in BS4, 5 and 6 like yesterday! When I am having a bad day and get frustrated that things aren’t moving as fast as I’d like (you know, I am sad that we haven’t won the lottery and we’re in BS4, 5 and 6…
Saturday 4th September 2021 In this week’s blog we’re talking about how to get on the same page with your spouse about money. Handling finances together is a good idea. I’m not saying it’s easy but if you want to win with money, then you must be on the same page. Being in a relationship is all about supporting each other, helping each other and that is why combing your finances is a good thing! For years Bob and I weren’t…
Sunday 15thAugust 2021 We all know that we need a budget. One of my favourite all time quotes is this: ‘A budget is telling your money where to go instead of wondering where it went.’ John Maxwell There are many, many resources online to help you to create a budget. Some of my favourites include Every Dollar, You Need A Budget (YNAB) for my US friends and in the UK, we like the free Excel spreadsheet from Money Saving Expert…
Tuesday 10thAugust 2021 Why is it when you think you’re beginning to win with money, that something else needs fixing with the car. We bought a secondhand car from a garage just a couple of months ago. The garage came highly recommended from several friends. To be honest, we’re not impressed. It’s now been in the garage four times, costing us $100s. Thankfully we have savings but goodness, this car has wiped out most of our savings account. Today, we…
Friday 6dAugust 2021 I listened to a great episode from hisnandhermoney.com today – the guest speaker was Jesse Mecham, the creator of You Need A Budget. The episode is entitled: Master These Four Rules of Budgeting To Start Winning With Money. Jesse was super and said that the reluctant spouse was probably overwhelmed, and I think that makes total sense. I will remember that! Thanks Jesse! In the meantime, we need to review the budget as this week it’s not…
Tuesday 3rdAugust 2021 Yesterday was our 18thwedding anniversary. Sadly, because we’re new to this budget business, we didn’t budget for our celebrations, and I am feeling very bad about the money that we spent. As we’re at the coast, Bob really wanted to go out on a boat $150 and then I said it would be fun to go out for a meal too. Foolishly, I chose an expensive hotel to go to – what was I thinking? We just…
Wednesday 28th July 2021 We did a weekly grocery shop at the weekend and the food has all gone! It’s only Wednesday! Thankfully we have cereal, bread & cheese left for lunch and evening meals planned but that’s it! Does anyone else have this problem? I have one husband and we have a daughter who is 12 years old and ALWAYS hungry… I have a horrible feeling that I was like that at her age! All the yummy snacks have…