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Tag: budget

The conversation that you need to have BEFORE you get married

The conversation that you need to have BEFORE you get married

My husband and I have been married for 18 years and it’s only been recently that we’ve made some progress to being on the same page with our finances. I mourn for the 18 years of lost time, the 18 years where we could have been building wealth, living like no one else so that we can live like no one else, as Dave Ramsey would say.  My husband is awesome, he is generous and is always giving money away…

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How to get out of debt

How to get out of debt

Debt can be crippling. If you are losing sleep because you are worried about debt, then contact an expert at one of the following agencies: Christians Against Poverty – you don’t have to be a Christian to ask for their help Citizen’s Advice Step Change Debt Advice Foundation Debt Support Trust  All of the above agencies can help you, you are not alone, there is always hope.  If you feel that your debt is manageable and you can be debt…

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Tips for saving money at Christmas

Tips for saving money at Christmas

With Christmas only a few days away, I thought this would be a great time to share some of our family budgeting tips on how to keep the finances under control in the festive season! We are naturally a generous family, and we would love to give, give, give! However, without the generous bank account to go with the generous nature, we must be sensible! A few years ago, we would always go over budget around Christmas, which was silly…

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Create your own budget!

Create your own budget!

Sunday 15thAugust 2021 We all know that we need a budget. One of my favourite all time quotes is this:  ‘A budget is telling your money where to go instead of wondering where it went.’ John Maxwell There are many, many resources online to help you to create a budget. Some of my favourites include Every Dollar, You Need A Budget (YNAB) for my US friends and in the UK, we like the free Excel spreadsheet from Money Saving Expert…

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The car needs fixing AGAIN!

The car needs fixing AGAIN!

Tuesday 10thAugust 2021 Why is it when you think you’re beginning to win with money, that something else needs fixing with the car. We bought a secondhand car from a garage just a couple of months ago. The garage came highly recommended from several friends. To be honest, we’re not impressed. It’s now been in the garage four times, costing us $100s. Thankfully we have savings but goodness, this car has wiped out most of our savings account. Today, we…

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Reviewing the budget

Reviewing the budget

Friday 6dAugust 2021 I listened to a great episode from hisnandhermoney.com today – the guest speaker was Jesse Mecham, the creator of You Need A Budget. The episode is entitled: Master These Four Rules of Budgeting To Start Winning With Money.  Jesse was super and said that the reluctant spouse was probably overwhelmed, and I think that makes total sense. I will remember that! Thanks Jesse!  In the meantime, we need to review the budget as this week it’s not…

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