A few years ago, my husband and I didn’t budget.  And because we didn’t have a budget, we didn’t have a handle on our finances. We were in the overdraft around the 10th of every month, yet we were still enjoying holidays in Europe.  To say that our personal finances were in a bit of […]

Becoming debt free is not easy but is it possible! It was only a few years ago that we were paying over £1000 a month on debt. Yes, £1000 a month! All that money on debt and interest and it was so depressing. But then, after our ‘aha’ moment, we were on a mission to be […]

High interest rates on your credit cards and the cost of living are just some of the money problems that might be keeping you up at night. You might be so focused on these, or similar problems that you forget how far you’ve come. It’s at times like these, that you need to celebrate the small […]

I know that in today’s economic climate, managing debt can be a challenging task, especially with everyone talking about the looming possibility of a recession. If you are keen to master financial resilience, then read on! This blog on Mastering Financial Resilience provides valuable tips and tricks to help you pay off debts and stay financially […]

The importance of emergency funds have been made very clear to us in the last few years. As you may have experienced, life is an unpredictable journey, filled with unexpected twists and turns. Financial challenges often arise when we least expect them – a car repair, a broken boiler, or an unforeseen medical expense. And having […]