Would you like to know how to reduce your food bill? I’m going to share with you how you can save money on your food shopping. Let’s face it–food is expensive. The average family spends just over 10% of their household income buying groceries and even while average wages have gone down, the price of […]

If you’re looking to establish a clear, sustainable financial plan, you may be considering hiring a financial coach. Here’s what financial coaching entails, how it can benefit you, and what you can expect from working with me. What Is a Finance Coach? A finance coach is a professional who helps individuals and couples take control […]

A few years ago, my husband and I didn’t budget.  And because we didn’t have a budget, we didn’t have a handle on our finances. We were in the overdraft around the 10th of every month, yet we were still enjoying holidays in Europe.  To say that our personal finances were in a bit of […]

Becoming debt free is not easy but is it possible! It was only a few years ago that we were paying over £1000 a month on debt. Yes, £1000 a month! All that money on debt and interest and it was so depressing. But then, after our ‘aha’ moment, we were on a mission to be […]

High interest rates on your credit cards and the cost of living are just some of the money problems that might be keeping you up at night. You might be so focused on these, or similar problems that you forget how far you’ve come. It’s at times like these, that you need to celebrate the small […]

I know that in today’s economic climate, managing debt can be a challenging task, especially with everyone talking about the looming possibility of a recession. If you are keen to master financial resilience, then read on! This blog on Mastering Financial Resilience provides valuable tips and tricks to help you pay off debts and stay financially […]

The importance of emergency funds have been made very clear to us in the last few years. As you may have experienced, life is an unpredictable journey, filled with unexpected twists and turns. Financial challenges often arise when we least expect them – a car repair, a broken boiler, or an unforeseen medical expense. And having […]

Debt management is a crucial aspect of financial well-being, and various strategies exist to help you become debt free. Two prominent methods of debt management that you may have heard of are the Debt Avalanche and the Debt Snowball. While both aim to eliminate debt systematically, they differ in their focus and execution. In this […]

What are spending triggers? Spending triggers impact everyone, and they often operate beneath the surface of our awareness. How can you control your spending triggers?  Even the most financially frugal individuals can find themselves succumbing to impulsive spending urges.  The purpose of this blog is to help you recognise and understand your spending triggers, enabling […]

Setting meaningful financial goals may be the smartest thing you do that will provide you with financial security and freedom in the future. You can spend a lot of time focusing on your financial situation but unless you have specific goals you may struggle to change your current situation. Goal setting is an important part […]