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PersoNAL Finance



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financial planning 

Personal finances


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Perosnal finacne

financial independence 


I love sinking funds and since we have introduce them in a strategic way to our budget, they have been a complete game changer for us. Have you ever found yourself blindsided by unexpected expenses? Perhaps you’ve experienced the anxiety of trying to juggle holiday costs or looming bills without a clear plan. If so, […]

August 12, 2023

What are sinking funds?

The merging of financial resources is crucial for newlyweds, if you are on the same financial page, this can be an exciting moment, however, if you are on two different pages financially, this may be overwhelming.

June 29, 2023

Finances for newly married couples

Money is a topic that can evoke strong emotions and often leads to conflicts in relationships. In this blog, we will explore five top tips for couples to have effective and positive conversations about money.

June 29, 2023

How to talk about money: Tips for Couples to Discuss Money

Are you looking for ways to make extra money? In this blog, I explore ideas that explore how you can make extra money from home.

June 29, 2023

How to Make Extra Money From Home

Imagine what it would  be like to have the money that you currently pay off to debt, to have in savings or even have some fun money! 

June 29, 2023

Get out of debt – fast!

Are you feeling overwhelmed by your personal finance goals?  Do you struggle to stay motivated and focused on achieving financial success?  If so, it might be time to consider how to gamify your finances. By creating elements of gamification into your money management approach, you can turn routine financial tasks into exciting challenges and celebrate […]

April 13, 2024

How to Gamify Your Finances

Spring clean your finances! As the warmth of the spring sunshine encourages us to throw open our windows and have a bit of a spring clean, it’s also a great time to spring clean your finances.  In this blog, I’ll share 10 ways to spring clean your finances and set yourself some achievable money goals […]

April 6, 2024

10 Ways to Spring Clean Your Finances

Would you like to know how to reduce your food bill? I’m going to share with you how you can save money on your food shopping. Let’s face it–food is expensive. The average family spends just over 10% of their household income buying groceries and even while average wages have gone down, the price of […]

March 24, 2024

Reduce your food bill

A finance coach is a person who educates clients on the basics of managing finances so that they can establish good financial habits and routines. Unlike other professionals who primarily focus on wealth management, a finance coach considers the behavioural aspects of finance to determine what motivates people to save and spend. A good finance […]

March 17, 2024

What is a finance coach?

A few years ago, my husband and I didn’t budget.  And because we didn’t have a budget, we didn’t have a handle on our finances. We were in the overdraft around the 10th of every month, yet we were still enjoying holidays in Europe.  To say that our personal finances were in a bit of […]

February 18, 2024

How to create a budget in 6 easy steps

Becoming debt free is not easy but is it possible! It was only a few years ago that we were paying over £1000 a month on debt. Yes, £1000 a month! All that money on debt and interest and it was so depressing. But then, after our ‘aha’ moment, we were on a mission to be […]

February 10, 2024

Tips and Tricks To Become Debt Free

High interest rates on your credit cards and the cost of living are just some of the money problems that might be keeping you up at night. You might be so focused on these, or similar problems that you forget how far you’ve come. It’s at times like these, that you need to celebrate the small […]

February 9, 2024

Celebrate the small wins!

I know that in today’s economic climate, managing debt can be a challenging task, especially with everyone talking about the looming possibility of a recession. If you are keen to master financial resilience, then read on! This blog on Mastering Financial Resilience provides valuable tips and tricks to help you pay off debts and stay financially […]

January 21, 2024

Mastering Financial Resilience

The importance of emergency funds have been made very clear to us in the last few years. As you may have experienced, life is an unpredictable journey, filled with unexpected twists and turns. Financial challenges often arise when we least expect them – a car repair, a broken boiler, or an unforeseen medical expense. And having […]

January 5, 2024

Emergency Funds and why you need one

Debt management is a crucial aspect of financial well-being, and various strategies exist to help you become debt free. Two prominent methods of debt management that you may have heard of are the Debt Avalanche and the Debt Snowball. While both aim to eliminate debt systematically, they differ in their focus and execution. In this […]

December 1, 2023

Debt Snowball vs Debt Avalanche

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