Getting out of debt fast requires three essential components: a clear budget that tracks every dollar, a strategic debt repayment method like the debt snowball approach and multiple income streams to accelerate payments. By combining spending reduction strategies with increased income, you can eliminate debt months or even years faster than minimum payments alone. My […]

Hello, I’m Karen and I’m so glad you’re here. I’m a finance coach for Christian couples, and if you’re avoiding money conversations in your marriage, I see you. I was you. For eighteen years, my husband and I never really talked about money. Our finances were a mess, and the silence between us only made it […]

This week I welcome guest contributor, Todd Petkau. For the past 30 years, Todd and his wife Carolyn have pastored at Riverwood Church Community in Winnipeg. Todd serves as the founding and lead pastor, while Carolyn pastors in the areas of marriage and care. They have also written The Relationship Rocket Formula together! Stop the blame […]

Money talks, but sometimes it whispers secrets that can tear relationships apart. While most couples understand the importance of emotional and physical fidelity, there’s another form of betrayal that’s becoming increasingly common yet rarely discussed: financial infidelity. According to recent studies, financial disagreements are one of the top predictors of divorce. But what happens when […]

When your spouse has ADHD, managing your finances together isn’t as easy as everyone thinks. When my husband was recently diagnosed with ADHD, suddenly everything clicked into place. The impulse purchases that appeared without discussion, the glazed look during budget conversations, the way he’d shut down when I brought up our credit card balance, it […]

Twenty years ago, we thought we were being responsible. We attended marriage preparation classes, we had marriage mentors and we even met with a financial advisor. But somehow, no one told us the most important thing: we needed to have practical conversations about money. We needed to budget – together. Looking back, we made some […]

Personal finance books changed everything for me. When I started my financial journey, I was drowning in debt and living paycheck to paycheck. I thought wealthy people were just “lucky” or had some secret I didn’t know about. That all changed when I discovered these 8 personal finance books that completely transformed my relationship with […]

“My husband tracks expenses obsessively,” Emma told me during our first coaching call, frustration clear in her voice. “Every coffee, every gas fill-up, every grocery trip. He’s got spreadsheets that would make a CFO (Chief Financial Officer) jealous. But we’re still living paycheck to paycheck and I have no idea why.” This is the story […]

Do you and your spouse struggle to have positive money conversations? You scroll through Instagram and see another couple’s vacation photos. Your first thought? “How do they afford that?” Your second thought? “Why can’t we get our money act together like everyone else?” Meanwhile, you’re sitting there dreading the moment your spouse brings up the […]

If you’ve been married for more than a day, you know that saying “I do” doesn’t magically align your financial habits overnight. Many couples spend years, even decades, in frustration around money, despite both spouses genuinely wanting to get on the same financial page. As a financial coach for couples, I’ve walked alongside many couples […]