The importance of emergency funds have been made very clear to us in the last few years. As you may have experienced, life is an unpredictable journey, filled with unexpected twists and turns. Financial challenges often arise when we least expect them – a car repair, a broken boiler, or an unforeseen medical expense. And having […]

What are spending triggers? Spending triggers impact everyone, and they often operate beneath the surface of our awareness. How can you control your spending triggers?  Even the most financially frugal individuals can find themselves succumbing to impulsive spending urges.  The purpose of this blog is to help you recognise and understand your spending triggers, enabling […]

Setting meaningful financial goals may be the smartest thing you do that will provide you with financial security and freedom in the future. You can spend a lot of time focusing on your financial situation but unless you have specific goals you may struggle to change your current situation. Goal setting is an important part […]

October Half Term is here, and although you may be on a tight budget, there’s no need to worry! I’ve got you covered with these affordable ideas to keep your children entertained without breaking the bank. Get ready for October Half Term filled with fun, adventure, and quality family time! Embark on a Literary Journey […]

The cost of living crisis, the rising of energy bills are all bad news for our wallets. So with Christmas fast approaching, we need to be careful with our money and try are best not to get into debt. This is exactly why we need to celebrate Christmas on a low budget! As per data […]