Did you know that 39% of adults in the UK don’t feel confident managing their money?

Financial Literacy Month was first introduced in the US in April 2004 to raise awareness and help people take control of their finances. Today, it is recognised all over the world as a month to raise awareness of the importance of being financially literate.

According to Experian, financial literacy is “a confident understanding of money matters.” This includes knowledge of saving, investing, debt, and credit—essential aspects of everyday financial life.

Let’s face it, everyone faces financial decisions that require some knowledge and a little confidence. By equipping ourselves with the right financial skills, we can make informed choices and manage our money with both clarity and confidence. 

Why Financial Literacy Matters

Being financially literate enables you to make informed choices. It’s the foundation for building financial independence and resilience.

Being financially literate means you have a plan for your money and can cope when a financial emergency arises.

It equips you with the knowledge to make informed decisions, leading to greater financial stability, less overwhelm, and more control and clarity over your personal finances.

If you’re feeling overwhelmed by your current financial situation, I’d love to help you get a handle on your finances.

First, let me share some helpful resources with you—for FREE!

Free Resources:

The Intentional Spending Plan – Take Control of Your Money with Purpose!

Are you tired of feeling like your money disappears without knowing where it goes? The Intentional Spending Plan helps you take control of your finances by aligning your spending with what truly matters to you and your partner.

Unlike traditional budgets that feel restrictive, this plan empowers you to prioritise your values, goals, and lifestyle—without guilt or overwhelm. It’s not about cutting back on everything; it’s about spending with purpose while still enjoying life.

With the Intentional Spending Plan, you’ll:

• Gain clarity on your financial priorities
• Reduce money stress and make confident financial decisions
• Strengthen your relationship by aligning your financial goals
• Build a future you love—without feeling deprived

The Intentional Spending Plan isn’t just another budgeting tool—it’s the exact spreadsheet my husband and I used to get out of debt and finally take control of our finances.

When we felt overwhelmed by money stress, this plan gave us the clarity and structure we needed to prioritise what truly mattered, track our spending without guilt, and stay on the same page financially. Instead of feeling restricted, we felt empowered—knowing exactly where our money was going and making intentional choices that aligned with our goals.

By using this plan, we paid off debt, built financial security, and created a life we love. Now, I’m sharing it with you so you can do the same! Ready to take control of your money and your future? Let’s do this together!

How to Get on the Same Financial Page as Your Spouse – Your Guide to Financial Harmony in your Marriage!

It took my husband and I 18 years to get on the same financial page and that’s why I created “How to Get on the Same Financial Page as Your Spouse”. It’s an actionable, step-by-step guide to help couples break through financial tension and start working as a team. Ultimately, it’s the advice that I wish we’d had over 20 years ago!

This easy-to-follow eBook will help you:

• Understand each other’s money mindset and avoid common financial conflicts
• Communicate openly about finances without stress or resentment
• Create a shared vision for your financial future that excites you both
• Build a financial plan together that aligns with your goals and values

My husband and I used these exact strategies to stop the money fights, pay off debt, and transform our financial future—and now, you can too! If you’re ready to ditch the financial stress and start thriving as a couple, this ebook is for you.

Invest in your relationship and your future – click on this link and download your copy for FREE today!

11 Ways to Improve Your Financial Literacy in April

1. Create a Budget

Start by calculating your monthly income and expenses.

Read more: How to Create a Budget in 6 Easy Steps

2. Track Your Spending

Make a note of everything you spend to help you stick to your budget and review it at the end of the month. You may be surprised to find a few money leaks!

3. Smart Debt Management

If possible, avoid taking on debt. If you must, be aware of interest rates and ensure payments fit into your budget.

4. Start an Emergency Fund and Sinking Funds

Creating specific accounts for our emergency fund and sinking funds has been a game-changer for our finances.

Before, we used to put Christmas on a credit card and were still paying for it in February and March! Now, we set aside a little bit each month for Christmas (and other predictable expenses), so when the time comes, the money is ready!

Read more: Sinking Funds vs Emergency Funds

5. Save for the Future

Start saving for retirement as early as possible to give your money time to grow. Compound interest is the eighth wonder of the world!

Read more: What is Compound Interest?

6. Live Within Your Means

Try to spend less than you earn by avoiding unnecessary expenses and making smart purchasing decisions.

7. Be Mindful of Credit

Overspending with credit cards can lead to financial overwhelm. If you use credit cards, I highly recommend that you clear the card, in full, every month.

8. Educate Yourself

Learn about personal finance so you can make informed decisions about your money. There are many great books and super podcasts that you can use to help you!

9. Ask for Help

Don’t be afraid to seek guidance from a financial coach (like me!). My top tip would be don’t take financial advice from broke people… like I did over 20 years ago. But that’s a story for another day!

10. Follow Me on Instagram!

Make use of your social media feeds by following me and other reputable money and finance influencers.

Follow MoneyandMarriage2 for top tips on personal finance for couples!

11. And finally… invest in yourself!

“The best investment you can make is an investment in yourself… The more you learn, the more you’ll earn.” — Warren Buffett

For my next three clients, I’m offering my 90-minute coaching programme ‘Create a Budget You Can Stick To’ for £147—that’s £100 off the normal price!

I know many of my clients struggle to create a budget that they can actually stick to. That’s why I’ve been working on this special offer!

Create a Budget That Works for You

✅ A 60-minute deep dive into your budget —refining, optimising, and making sure it actually works for YOU.

✅ A 30-minute follow-up call (about 30 days later) to check in, make adjustments, and ensure you’re staying on track.

Does this sound like you?

😞 Overwhelmed by your finances and unsure where to start

😟 Stressed about where your money is going each month

🤯 Knowing you need to make a change but needing someone to hold you accountable

Imagine instead…

💪 Feeling confident in managing your money without second-guessing yourself

✨ Being in control of your spending and savings

😊 Knowing that your budget actually works for you, not against you

The Investment:

👉 £247

Are you ready to take control of your finances? Click HERE to schedule your 1:1 personalised, coaching session with me! Let’s do this together!