“Can you put a red carpet in my house?” she asked, eyes bright with possibility. I was sitting in rural Kenya with a group of local women, talking about their financial dreams. One lady wanted a red carpet. Not a designer handbag. Not a luxury vacation. A red carpet for the concrete floor she doesn’t […]

A few years ago, my husband and I didn’t budget.  And because we didn’t have a budget, we didn’t have a handle on our finances. We were in the overdraft around the 10th of every month, yet we were still enjoying holidays in Europe.  To say that our personal finances were in a bit of […]