The cost of living crisis, the rising of energy bills are all bad news for our wallets. So with Christmas fast approaching, we need to be careful with our money and try are best not to get into debt. This is exactly why we need to celebrate Christmas on a low budget! As per data […]

Are you keen to have a financially happy marriage? As a couple, it’s good to have dreams of a prosperous future together. These dreams may involve buying your dream home, achieving personal and financial goals, or enjoying a comfortable retirement. However, making these dreams a reality often requires effective communication, goal setting and financial management. […]

I get it. Not everyone likes to talk about money. Some people struggle to talk about money. This could be tricky if you are in a marriage and don’t talk about your finances. If you find yourself in this situation, then read on to discover how to get your spouse on board with budgeting. My husband […]

An emergency fund is money you put aside to cover something unexpected: a redundancy,  a broken boiler, a car repair or a leak in the roof! By giving you money to fall back on, it can help prevent you needing to borrow money on credit cards or taking out a loan or asking friends or […]

I love sinking funds and since we have introduce them in a strategic way to our budget, they have been a complete game changer for us. Have you ever found yourself blindsided by unexpected expenses? Perhaps you’ve experienced the anxiety of trying to juggle holiday costs or looming bills without a clear plan. If so, […]