“Can you put a red carpet in my house?” she asked, eyes bright with possibility. I was sitting in rural Kenya with a group of local women, talking about their financial dreams. One lady wanted a red carpet. Not a designer handbag. Not a luxury vacation. A red carpet for the concrete floor she doesn’t […]

Amidst the chaos of shopping and decorating, it’s easy to forget the true meaning of Christmas. In this blog, I aim to provide some frugal and fun ideas of how you and your family can celebrate the birth of Jesus this holiday season, without overspending! Understanding What Really Matters During the Holidays Take a moment […]

Quick Answer Yes, you can talk about money with your spouse without fighting. The key is approaching conversations with grace instead of blame, understanding each other’s money perspectives, and creating plans together rather than imposing them. Couples who learn proper communication techniques can transform their financial relationship in as little as 5 weeks. My Story: 18 […]

Getting out of debt fast requires three essential components: a clear budget that tracks every dollar, a strategic debt repayment method like the debt snowball approach and multiple income streams to accelerate payments. By combining spending reduction strategies with increased income, you can eliminate debt months or even years faster than minimum payments alone. My […]

Hello, I’m Karen and I’m so glad you’re here. I’m a finance coach for Christian couples, and if you’re avoiding money conversations in your marriage, I see you. I was you. For eighteen years, my husband and I never really talked about money. Our finances were a mess, and the silence between us only made it […]